Are CBDCs and cryptocurrencies transforming our relationship with money?
Are we truly witnessing a paradigm shift in our relationship with money, as some suggest, with the rise of Central Bank Digital Currencies (CBDCs) and cryptocurrencies? Are these digital assets merely a novelty or are they fundamentally altering the way we perceive, store, and transact with value? How do these innovations compare to traditional forms of currency, and what implications do they hold for financial systems, economies, and individuals worldwide? Furthermore, what challenges and opportunities do CBDCs and cryptocurrencies present for regulators, policymakers, and the broader public?